Consider budgeting for emergency home repairs and maintenance at 1 percent or more of your home’s value per year. For example, in a $300,000 home, your budget for maintenance-related items is $3,000 per year. Your monthly mortgage payment is one of the most predictable running costs. You can use a mortgage calculator to calculate how […]
Leaks are an insidious problem – it might be tough to establish the supply, and don’t simply mean annoying water or drafts. Water can result in harmful mould, rotting frames, and can be extremely expensive to restore. In a number of years, you could be paying much much less month-to-month than you would on hire. […]